Friday, January 22, 2010

Tips to follow during HYIP investment

Tips to follow during HYIP investment
By Pathik Nabi

Though HYIP can be very profitable but there is always a high risk involved. There are hundreds of scammers out there waiting just to rip off your money.

If you are not careful enough in choosing the right HYIP than there is a big possibility for loosing your money before even getting any profit. This is how this HYIP world works. So in order to minimize the risk you need to keep the following things in mind.

  • Never get greedy, control your emotions.
  • Invest only what you can afford to lose.
  • You need to have a lot of patience.
  • A due diligence check on the program is a must.
  • Always withdraw your initial investment as soon as possible.
  • Diversify your investment in to several reliable programs.
  • You have to believe that most HYIPs are Ponzi scams.
  • Acquire as much information possible about the investment program you are interested.
  • Join HYIP forums to know opinions of other experienced investors.
  • Do not invest in programs that are not listed on premier HYIP review and ratings sites.
  • Always check the review websites to monitor your invested programs.
  • Never invest in HYIP that use free listing site.
  • Try to avoid daily return HYIP that use manual or instant withdrawal, always invest that pay directly to your e-gold
  • Lastly, always be prepared to loose your money as investing in HYIP is almost like gambling.

Article Source: http://EzineArticles.com/?expert=Pathik_Nabi

Tips to follow during HYIP investment

Is It Possible To Insure An HYIP Investment

Is It Possible To Insure An HYIP Investment
By Billy Middleton

As everyone knows, HYIP investments are risky. To the uninformed its the equivalent of throwing a pound in a wishing well, and expecting 2 or 3 to splash back out. In truth, despite the mass of information on the Internet, there simply isn't a definitive yes/now answer for the inexperienced.

Some time ago, I theorised that it would be possible to insure investments against scams. Although by some the idea was ridiculed, I was and still am convinced that the concept is good. Read on, and I will explain all the pros's and cons, you're free do decide yourself the merits of the service.

Lets take by way of example a typical Internet user that decides to try HYIP investments, lured by the promise of high returns in a short time frame. This person knows nothing of these sites, has no regularly updated information to look through and even if they did the site could turn sour the second hard earned money is invested.

So what happens when they try to withdraw the apparent win-fall? In a nutshell, nothing. They receive no payment and have no-one to contact. It is possible to report the incident to a merchant provider but this invariably will not result in the return of spent dollars. Another victim is created with no hope of ever seeing their cash again.

Now consider the difference that a definitive result would make after requesting an insurance policy. If the HYIP to be covered is on the insurance blacklist, or has been reported by other investors as a scam, the policy will simply be denied. From this point on, anyone foolish enough to make an initial spend with the site has only themselves to blame.

The other possibility is that the quote is accepted. Only two possible outcomes can remain. a) The investment is successful and the policy holder gets paid as promised, or b) The site fails to pay out and the policy holder becomes a victim with a difference. They will get their initial spend returned. In this case, the claim results in the HYIP being blacklisted, thus preventing further victims.

To some this seems too good to be true, but lets break it down into component parts and assess it more closely.

Hyip's (High yield investment programs) promise seriously high returns in a very short period of time, often hours or days. Even the best forex traders couldn't promise these types of profits indefinitely. Its possible that they will succeed in the short-term, but its unlikely to be sustainable and so the program fails.

The HYIP insurance is somewhat different, with the policy costing 25% of the intended investment amount. It still means that the premium must be multiplied more than 4 times to cover any possible claim made. However, for the system to be fair both in terms of the investor and the site owner, it will take a few days to be sure that no response is forthcoming from the site following a payment failure.

The insured investor then has to make a claim, provide evidence of the investment and all attempts to resolve the situation amicably. The insurance provider also will make reasonable attempts to contact the site owner and merchant provider. At which point it is possible to grant or deny the claim based on the results.

This is a considerably longer period of time, over which the premium cost has been invested wisely resulting in the ability to process the claim and return the lost investment amount. Winning investments provide the insurance service with the necessary profits to be viable since the same investments were made while the policy was valid.

So you see, the fundamental difference is time. Realistic time frames, compensating for the unrealistic but highly attractive profits. My advice is to keep your money safe, insure your investments. If you're lucky you'll win, if you're not at least you won't make a loss.

Article Source: http://EzineArticles.com/?expert=Billy_Middleton
Is It Possible To Insure An HYIP Investment

To Invest In HYIP Or Not - HYIP Investment Tips and Promotions

To Invest In HYIP Or Not - HYIP Investment Tips and Promotions
By Michael Goldman

This article aims to educate people on why HYIP is right for some people and not right for others because of the risks associated with a potential for large profits.

To Invest In HYIP Or Not

Many people question why you would get involved in a high yield investment program, but really, the answer is simple. Extraordinary profit. While it's true that most high yield investment programs are high risk, they also provide the opportunity to make a large amount of money in a relatively short period of time. High yield investment programs are not for the weary or the timid as it's very high risk investing, but those who do take part are usually not sorry for the experience.

High yield investment programs, or HYIP is something that many investors simply steer clear of because they have heard horror stories or had a bad investment experience and don't want to risk losing their hard earned cash. But, being involved in an HYIP doesn't have to be a bad thing, and for most people, the results are well worth the risk that is involved in this type of investing.

HYIP is attractive for a lot of risk taking investors because they can invest with very small quantities. In addition, most HYIP programs are easy to get started in and follow even if you are relatively new to the investing world. Most HYIPs use a pyramid scheme, so that new investors actually provide cash to pay existing investors.

As long as new investors keep coming on board, investors will continue to be paid. With a good high yield investment program this can work out, with poorly planned programs, you'll find that even the first payments are made fraudulently and things unravel fairly quickly.

Investors needn't worry about the fact that some high yield investment programs fall apart, because it's like any business, some succeed, and some fail. It's up to the investor to do his or her research about any one program and decide if it meets all the safe investing criteria.

The thing about an HYIP program is that it can be here today and gone tomorrow if people stop investing, which is where a lot of the risk comes from when you invest in this type of program. But, if you get in on the ground level and pull out when things don't seem to be going quite as well, you can still make an extraordinary amount of money in a rather small amount of time.

High yield investment programs really took off with the introduction of electronic currencies such as e-gold. The reason for this is that investors can buy their electronic funds immediately and start investing right away. Often, these e-currencies can be purchased at a great rate as well, making them doubly attractive to investors.

Once an investor begins to earn, he or she can cash out any time and will be paid in e-currency, which is then traded in for a cash value. Electronic currencies really brought the HYIP world to the investment forefront because it made the programs even easier to follow and interact with.

Like all types of investing, HYIP is not for everyone. Many investors believe that opportunities to get involved with an HYIP are just like deciding to throw your money away. Because of e-currencies, many people receive emails for various HYIP programs and consider them nothing more than spam from scammers who want to steal their money.

In certain cases this may be true, in other cases an HYIP is a legitimate way to make a good return on even the smallest investment. It's all about choosing the right HYIP and knowing when to pull out if things start to get a bit shaky.
If you are good at recruiting people to invest in the programs that you are interested in, than an HYIP may be perfect for you. So long as you can keep getting "referrals" or new investors, your HYIP will likely continue to pay well for a substantial period of time.

It'll pay even better if the people that you recruit will also recruit, as it's a pyramid scheme that will allow you to make more money if more people get involved.

With an interest rate of around one percent per day, it's obvious that there is serious risk where an HYIP is concerned, but if you do the research, that percentage can add up quite quickly, making you a sizeable amount of money.

If you aren't afraid of high risk investing, an HYIP may be the way to go. Just be sure to do your research ahead of time to take away a little bit of the risk associated with this type of investing.

Article Source: http://EzineArticles.com/?expert=Michael_Goldman
To Invest In HYIP Or Not - HYIP Investment Tips and Promotions

HYIP Investment Rules to Keep your Money Safe

HYIP Investment Rules to Keep your Money Safe
By Jean-Francois Fritsch

I actually intended to start reviewing the HYIP investment programs that I can say are reliable and have been paying for quite sometime now and of which I had mentioned yesterday, but another thought just came that I should first of all write more on the important rules you need to know when dealing with them even though I had mentioned a bit about these rules in my second post on this blog.

These rules are very important and I want you to know them at your finger tips before you actually start investing.

Think Long-Term: Never ever dream or plan to get rich within a short period of time. The good HYIP investment programs will never pay completely your principal + interest in less than 6 months. However, depending on the program and option you choose while investing (i.e. either compounding or non-compounding) you can withdraw your interest daily.

Be Prepared to Loose: In everything you do in life there are always times when losses occur. It is a fact of life. If you are prepared, you won’t be caught unawares but better yet, use those losses or failures as a stepping stone towards greater success and also as an experience to make better investment plans, improve on your strategies and create a system or systems for winning and achieving greater results.

Don’t Quit: Winners don’t quit and quitters don’t win. Life is all about ups and downs. The next step you take could be the winning step but if you quit, you’ll never know how much you are loosing. Just keep investing and learning better ways to better your situation in life.

Diversify: This is very important. Never put all your eggs into one basket. Any particular HYIP as with other businesses don’t and won’t last forever. Also they would come times when they’ll be payment problems and/or delays from a particular program or the payment processor.

You can always fall back on the other programs while waiting for the issue to be resolved. Invest in more than 5 programs to create multiple streams of investment income for yourself.

Get back Principal ASAP: Remember to always get back your initial capital as soon as you possibly can before indulging in more aggressive investments. This will assure the safety of your investment.

If the program will only release your capital after about a 6 month period or more, then it will be wise to start with a non-compounding option so that the daily interest you receive will quickly add up and make up for your initial investment capital, but if the program operates on a weekly or monthly repayment plan, then a compounding option will be appropriate.

However, depending on the kind of investor you are, make your plan well and then follow your plan. Note that a compounding option usually pays higher than a non-compounding option.

Protect yourself, your e-currency account(s) and your investments: This is another very important point to note. Avoid using your real names when dealing with programs you are not sure of except when it has to do with receiving your money via wire-transfer where you have to give your full details to the program to enable transfer of funds to your account. Also use different passwords for your e-currency accounts, your email address(es) and your investment programs.

This will prevent fraudulent programs from trying to use the same password you used to join them to open your e-currency account(s). NOTE: If you are using e-gold, make sure you apply the security features as explained by e-gold to protect your account.

Research and research again: Always conduct your own research too. Read the FAQs and Terms, Join the Forums and Chats, check monitoring sites and write their support if there are issues you are not clear on in their terms or FAQs. You should also do a whois search to determine if what the programs say in their “About Us” is the same as it is in the search.

Ping their domain to determine their IP addresses and use an IP search tool or software to determine their location. When you get this information, compare it with what they say about themselves. If you have any questions concerning these, please feel free to post it in the comments and I’ll give you guidance ASAP.

Be Skeptical: If you discover a program that sounds too good to be true, then it surely is. Any program that pays more than 3% daily on less than a $5,000 investment, should be dealt with very carefully.

Remember there are lots and lots of scammers out there so you need to be very skeptical of certain fly-by-night schemes. Also, NEVER join a program that is hosted on a free hosting service or sites that use the same scripts. You can view these scripts by clicking here. Never reply to any email asking for a confirmation of your username and password.

Be alert for Warnings: Always keep your ears on the ground, join HYIP forums, read emails sent by the programs you join. If there is a signal of failure from any program, do a total withdrawal of your funds asap and look out for better and still paying investment programs. Don’t ever invest and go back and relax only to come back on the maturity day to do withdrawal.

Avoid Greed: Don’t let the human factor of greed take over your investment decisions. From my personal experience, I lost a lot of money due to the fact that I allowed the emotion of greed to do my investing for me. Act from facts and figures rather than assumptions and speculations.

Fear and failure should not be an option if you get enough relevant information. The scammers use the human factor of greed to lure you into investing your money with them. They offer very high and unrealistic interest rates within a very short time.

When this happens, you’ll know immediately that this will not last but the emotion of greed will always tell you to give it a try and this is where your downfall and failures will begin. These scammers might pay you the first time just to encourage you to invest more and when you do, they disappear.

Please take note of these important rules above and you’ll enjoy investing in HYIP investment programs.

Note: If you have any questions, suggestions and/or comments please feel free to air your views. I’ll be more than happy to be of assistance.

Article Source: http://EzineArticles.com/?expert=Jean-Francois_Fritsch
HYIP Investment Rules to Keep your Money Safe

Avoiding HYIP Scams - How to Start with HYIP Investment :Hyip Expert's Advice

Avoiding HYIP Scams - How to Start with HYIP Investment
:Hyip Expert's Advice
By Michael Goldman

HYIP can be a great way to experience success in investing. HYIP, also known as a high yield investment program, can be quite risky but if it’s done properly it can be quite lucrative. Because there is the chance to earn a substantial amount of money, there are also a lot of scams associated with it. You can take some great steps to protect yourself, and your investments ahead of time to avoid getting involved in the wrong HYIP programs.

Always get referrals and have information about the web owner before investing one cent. Ask for their name, where they are from, find out who the Internet address belongs to, and also ask for a business address.

Feel free to prove all of this information correct, and do not proceed until all information is verified. If a web owner is hesitant to give you any or all of this information, it’s safe to assume you’ll be getting scammed and you should move on.

Take note of details. Most legit HYIP programs have a minimum investment of $50, but many of the scammers will let you invest for as little as one dollar, even though it’ll cost more than that to maintain the account. Also, pay attention to the website, if it sounds scripted, you might want to move on to someone who has a site that is more than vague, is unique, and really seems informative and legitimate.

There are many more ways to avoid being scammed, but paying attention to details and asking questions is the best way to separate the good from the bad. Those who are well intentioned will be straightforward, knowledgeable, and will have nothing to hide or copy from others. So, go ahead and invest in HYIP, just be smart to make sure you are investing in a real opportunity.

Article Source: http://EzineArticles.com/?expert=Michael_Goldman
Avoiding HYIP Scams - How to Start with HYIP Investment
:Hyip Expert's Advice